Car Insurance Questions & Answers
Below you'll find some of of our most frequently asked car insurance questions. Some may be questions you didn't even know you had. And if you can't find the answer you need, contact editor@insurance.com.
Price
- How do "points" affect car insurance rates, and when do insurance companies check driving records?
- I'm marrying someone who has a poor driving record. Will my insurance premium go up?
- I heard that some companies cancel people's auto insurance if they have just one claim. Is this true?
- Why do certain vehicles cost more to insure than others?
- I forgot to pay my auto insurance premium last month. Will my policy be canceled?
- My teenager just got his license. How can I insure him without going broke?
- I go away for the winter to Florida and don't bring my car. Can I get my auto insurance suspended to save money?
Coverage Basics
- What coverage should I buy? And how much?
- Is a broken windshield covered under my auto policy deductible?
- After a car accident, I had my car repaired at a body shop my insurance company referred me to. But I'm not happy with the work – what should I do?
- My car was totaled in an accident. Is there anything I can do to get it back or at least get a larger settlement amount?
- If I have health insurance, should I buy Medical Payments coverage?
- Should I buy Rental Reimbursement coverage?
- I live in the city and rely on public transportation, but I occasionally borrow or rent a car for trips to the city. Should I have an auto insurance policy?
- I am buying a used car that is worth only a few hundred dollars. Do I need to insure it?
- If someone borrows my car, are they covered under my auto insurance?
- Should my 80-year-old father still be driving?
- My son has been driving without insurance for a few years. Now he wants to get it, but I'm worried. Won't he have trouble finding a company willing to insure him?
- My child is heading off to college this fall. What insurance issues does this raise?
- I am adding my son to my auto insurance policy and he'll be taking one of my cars with him to college. What do I need to do?
Coverage Terms
- What is an SR-22 Financial Responsibility filing?
- I'm moving to a state with "no-fault" auto insurance—what exactly does this mean?
- Should I buy Uninsured Motorists coverage? And Underinsured Motorists coverage?
- What is Personal Injury Protection (PIP) coverage?
- What is gap insurance and do I need it?
- What's included in collision coverage, and what should my deductibles be?
- What's included in comprehensive coverage, and what should my deductible be?
- What is Bodily Injury and Property Damage Liability coverage?
Carriers
- What companies do you quote when I complete an application?
- I'm buying my first car. Can you give me some tips on finding a good insurance company?
Getting a Quote
- Can I get a car insurance quote online or by phone?
- Can I just get an estimated auto insurance rate?
- Why do auto insurance applications include questions asking for credit information?
- What information do I need to get a quote?
- When I'm ready to buy, how do I make my first payment and get my ID cards?
- Do I need my Vehicle Identification Number (VIN) or driver's license number to get a quote?
- Is my credit history important when I get a quote?
Posts
0 comments:
Post a Comment